RETIREMENT INCOME CALCULATOR      
               
Beginning Contribution Age If  you  invest  at    
Expected Retirement Age annually   for     
    years plus your current plan's value to a      
Assumed Rate of Return new plan for that period, you could yield an      
(i.e. 4%, 5%, 6%, 7%)   Income Value of: which      
Annual Contributions when you start will produce an annual income for life of:      
Current Plan's Value from which you add to your new plan          
  Payout Age 60 - 4.25%        
    Factors Age 65 - 4.75%        
    by Age: Age 70 - 5.25%        
             
       
  Age P.O.      
  60 4.25%      
  61 4.35%      
  62 4.45%      
  63 4.55%      
  64 4.65%      
  65 4.75%      
  66 4.85%      
  67 4.95%      
  68 5.05%      
  69 5.15%        
  70 5.25%        
  71 5.35%        
  72 5.45%      
  73 5.55%      
  74 5.65%        
  75 5.75%      
  76 5.85%      
  77 5.95%      
  78 6.05%      
  79 6.15%        
  80 6.25%